Universities & Organizations

“Shahar is an engaging presenter who incorporates a Harvard Business School teaching style that features interactive engagement with the audience. He is skilled at simplifying fairly complicated personal financial topics into easy to understand concepts. More importantly, Shahar guides his students from theoretical topics to practical action steps that they could immediately incorporate into their financial lives.

Shahar’s passion for personal finance is reflected by his wealth of energy and a tireless focus on helping individuals develop skills that result in life changing improvements to financial health. The programs he develops are built upon academic research and use material that is tailored to the unique needs and experiences of the class he is leading. As a result, Shahar delivers presentations that feature relevant information and strategies targeted to the situations and the life stage of participants.

Shahar’s passion for financial education was the catalyst in the creation of Harvard College’s Wintersession Personal Financial Management six years ago. His knowledge of personal finance and his skills in pedagogy were influential in the design, development, and execution of the personal finance program, which some Harvard students called, ‘one of the best and most practical programs at Harvard College.’”
— Tom Murphy, SVP of Consumer Lending & Student Services, Harvard University Employees Credit Union
Shahar brought to life the strong effects of psychosocial framing and anchoring on decision making that my students could never have extracted on their own from a textbook. Feedback was off the charts!

I give Shahar my highest recommendation based on his ability to actively engage a diverse audience, crisp communication skills, and ability to synthesize academic theory with real-world evidence.
— Professor Brett Bauchner, Hunter College

"It’s rare to encounter a standout talent, like Shahar Ziv. I’ve found Shahar to be among the most knowledgeable and passionate advocates for financial education.

As one of the founders of the personal finance course taught every year at Harvard, I’ve come to respect and admire Shahar’s breadth of talent. From delivering interactive lectures to writing compelling case studies, Shahar is an invaluable, trustworthy resource for developing practical strategies towards a lifetime of personal financial management.

Regardless of whether you are looking to help students or employees with paying back student loans, managing debt, saving for a home, or investing in their future, Shahar’s seasoned experienced as a financial literacy instructor will get you there. I would recommend working with Shahar without hesitation. His sense of humor and enthusiasm, coupled with his practical knowledge position him to become the next great financial educator."

– Laura Buso, Program Coordinator for Harvard Personal Financial Management Program

Student Testimonials

“Loved it. Good pace, approachable, and realistic. Feels doable.”
— Columbia Masters Student (2016)
This is becoming one of the most helpful parts of my college experience.
— Harvard Undergraduate (2016)

"The program helped motivate me to be much more wary about how I manage my finances."

– Harvard Undergraduate (2016)


"Fantastic!  A much needed addition to help graduate students navigate their financial situation."

– Columbia Masters Student (2016)


"This will give you the foundational understanding you need to feel competent with your finances."

– Harvard Undergraduate (2014)

“Had initial concern I’d find it boring after 2 hours because I’m not a finance person (or difficult to understand because I have about zero background in this), but I was SO wrong. Thank you for making it enjoyable and easy to understand for a noob like me!”
— Columbia Ph.D. Student (2016)

"You will feel significantly more confident walking out of the class that you can take care of your own finances after college."

– Harvard Undergraduate (2014)


"This is excellent and I would highly recommend it.  I am normally very scared of financial planning and this made it accessible."

– Columbia Masters Student (2016)


"Before this program, I was very nervous and uncomfortable with my personal finance. After going through this program, I am happy to say that I'm more confident and know more about my personal finances. All of the topics discussed were relevant and presented in a very clear way."

– Harvard Undergraduate (2013)

What an essential program. I would take this again- every year in fact- while in college. Nobody talks about this crucial information, which is absolutely shocking if students hope to be responsible adults by graduation
— Harvard Undergraduate (2012)

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