Credit & Debt

Avoid These 4 Pitfalls When Unfreezing Your Credit

Avoid These 4 Pitfalls When Unfreezing Your Credit

Restricting access to your credit isn’t a one-time process. You’ll need to grant lenders the ability to review your report when you apply for a a credit card or loan. Here are four lessons to make the process as painless as possible for you.

5 Risks And Rewards To Evaluate Before Refinancing Student Loans

5 Risks And Rewards To Evaluate Before Refinancing Student Loans

The potential to save thousands can be enticing, but you should give serious consideration to whether the savings outweigh the benefits and flexibility that federal student loan repayment options afford. 

 

Should You Refinance Your Student Loans? Step I: Evaluate Potential Savings

Should You Refinance Your Student Loans? Step I: Evaluate Potential Savings

The burgeoning private refinancing market for student loans it as one of the best innovations in the personal finance sector, helping to lighten the load and save individuals tens of thousands of dollars. With competition and the current low interest rate environment, now is an opportune time for millennials to consider refinancing and lighten their student debt load. But it’s not the right choice for everyone.