The potential to save thousands can be enticing, but you should give serious consideration to whether the savings outweigh the benefits and flexibility that federal student loan repayment options afford.
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The burgeoning private refinancing market for student loans it as one of the best innovations in the personal finance sector, helping to lighten the load and save individuals tens of thousands of dollars. With competition and the current low interest rate environment, now is an opportune time for millennials to consider refinancing and lighten their student debt load. But it’s not the right choice for everyone.